Sectional Title Explained: What Every Buyer Should Know

Buying property is one of the biggest financial decisions most people will ever make. If you’ve started exploring apartments, townhouses, or estates, you’ve probably come across the term sectional title. But what exactly does it mean? 

Understanding sectional title ownership is essential for first-time buyers, investors, and anyone considering purchasing property in a shared development. 

What Is a Sectional Title? 

A sectional title is a type of property ownership where you own: 

• Your individual unit or section (such as an apartment, townhouse, or flat) 

• A shared portion of the common property together with all other owners in the development 
  

Common property usually includes: 

• Gardens 

• Driveways 

• Staircases 

• Lifts 

• Parking areas 

• Swimming pools 

• Security entrances 

• Clubhouses and shared facilities  
  

In simple terms, you own your private living space while jointly sharing responsibility for the communal areas. 

How Does Sectional Title Ownership Work? 

When you purchase a sectional title property, you automatically become a member of the development’s body corporate. 

The body corporate is responsible for: 

• Managing the complex or estate 

• Maintaining common areas 

• Handling finances and budgets 

• Arranging insurance for shared structures 

• Enforcing conduct rules 

• Managing repairs and maintenance 

Each owner contributes financially through monthly levies. 

What Are Levies? 

Levies are monthly payments made by owners to the body corporate. 

These funds are used to cover: 

• Security services 

• Garden maintenance 

• Building upkeep 

• Cleaning services 

• Insurance 

• Water or electricity in shared spaces 

• Long-term maintenance reserves 

Levies vary depending on: 

• The size of your unit 

• The facilities available 

• The condition and age of the complex 

• Security and lifestyle features 
  

Before purchasing, it’s important to review the levy amount carefully as it forms part of your monthly property costs. 

What Is the Difference Between Freehold and Sectional Title? 

Freehold Property 

With freehold ownership, you own: 

• The house 

• The land it sits on 

• Full responsibility for maintenance 
  

Sectional Title Property 

With sectional title ownership: 

• You own your individual section 

• Shared areas are jointly own 
  

Sectional title properties are often popular because they offer: 

• Lower maintenance responsibilities 

• Enhanced security 

• Shared lifestyle facilities 

• More affordable entry points for buyers 

Advantages of Sectional Title Living 

1. Improved Security 

Many sectional title developments include: 

• Access control 

• Security guards 

• CCTV systems 

• Gated entrances 
  

2. Lower Maintenance Burden 

External maintenance is typically handled by the body corporate. 

3. Shared Lifestyle Facilities 

Residents may enjoy access to: 

• Swimming pools 

• Gyms 

• Parks 

• Clubhouses 

• Walking paths  
  

4. Community Living 

Sectional title developments often create a stronger sense of community among residents. 

Things Buyers Should Consider 

Before buying a sectional title property, it’s important to: 

Review the Financial Health of the Scheme 

Ask for: 

• Levy statements 

• Annual financial statements 

• Maintenance plans 

• Reserve funds 

Understand the Rules 

Every scheme has conduct and management rules. 

These may regulate: 

• Pets 

• Noise 

• Parking 

• Renovations 

• Airbnb or short-term letting  
  

Check for Special Levies 

A special levy is an additional payment owners may need to make for unexpected major expenses. 

Examples include: 

• Roof repairs 

• Waterproofing 

• Lift replacements 

• Structural maintenance 

Is Sectional Title a Good Investment? 

For many buyers, sectional title properties offer excellent value. 

They can be especially attractive for: 

• First-time buyers 

• Young professionals 

• Retirees 

• Investors seeking rental income 

The combination of security, convenience, and shared maintenance often makes sectional title living both practical and financially appealing. 

Sectional title ownership can be a smart and convenient way to enter the property market. 

By understanding how sectional title schemes work, what levies cover, and how the body corporate operates, buyers can make more informed and confident property decisions. 

Before purchasing any sectional title property, always review the scheme’s financials, rules, and monthly costs carefully. 

A well-managed sectional title development can provide long-term value, security, and lifestyle benefits for years to come. 

Glasshouse Property Group  

Helping buyers make informed property decisions with confidence.